very interesting info.
I recall I didn't want to like this camera, even tried to sell it for awhile (the odd memroy cards, and all), but about 9K photos later between the two, with hundreds of keepers, I'm very impressed.
I recall you usually set your ev-comp to -1. Since I rarely do much pp, I like the best out of the camera image, so usually set to -3/4 except for b&w high ISO which I'll go to -1 or -2 even.
Another great thing about these, well at least the F30, haven't checked the F31 is the jpg compression on fine mode is very light, not unusual to see file sizes the same as an 8 or 10MP dslr jpg file (3.5MB).