Yeah, I don't think the film is overexposed at all--I think you just need to tweak your scanner settings. They generally never produce, without some help, a perfect scan straight away.
I think if the film were really that overexposed, you wouldn't be getting any detail at all in the skin (especially in the chest area) and in the wallpaper to the left of the model. It *is* a bit contrasty, but as someone mentioned above, you can control that in development either by reducing the time a bit, or cutting back on how aggressively you agitate during development. And, really, if you rescanned it and adjusted the settings, you'd probably be able to get a perfectly exposed file.
Have you shot and developed much black & white film? With a bit of practice, you'll be able to look at your negatives and tell if they've been properly exposed. Trust your judgment--you're much more intelligent than your scanner. It's quite capable...but not very bright.
