More active developers produce higher contrast. HC-110, for instance, tends to be higher in contrast than, say, Microdol, just as an example. That said, I, too, have had some disappointments with the contrast of T-Max. I found that it looked flat to me in the middle values. When I increased the developing time (with T-Max developer and one or two others), the highlights blocked up. I think that if you want to stay with T-Max film, the first thing you should probably do is try another developer. I have found XTOL to be a good reference point to start with for T-Grained films. I would not go to the extremes of using dektol (yuck) or even Rodinal without first trying XTOL or perhaps D-76. T-max developer is a push developer, so if you use it, I would try shooting at a higher film speed, like 200 for T-Max 100. T-Max film does have good shadow speed, so you can get away with using a higher EI.