I did my own first roll this weekend. Scanned them, too. Will continue to do so.
I'd been taking film to a local shop for dev for the last couple months I've been back into film, but it's obvious they've beens scratching the negs to a greater or lesser extent (though their Imacon scanner tends to hide that -- it's when I used my new scanner to rescan that I see the problems), and my last two rolls of scans came back with a thick light line through every shot. The negs appear OK, so most likely a scanner issue, but that was the last straw. So, I bought the development equipment (and a film scanner), and got to work. My first roll came out OK (there are winners and losers like on every roll), and my scans of the good negs are better than the lab scans. Way fewer scratches.