Is this PayPal email legit?

[Darthfeeble]

"Your account will be (Pick one) deleted, frozen, suspended, etc" is the hallmark of a phishing scam. The above advice is good. I get one from a bank that I don't even use. Stupid.

 

[David Hughes]

There's a link to paypal in ebay. To get into ebay needs an ID and password, then use the ebay link to paypal with you pp id and pw; meaning two iD's and two pw's needed.


Or just go in in the normal way, or phone them...


Regards, David

 

[nickthetasmaniac]

never trust that, it is too easy to spoof.

I don’t. My point is simply that the address the OP was receiving the ‘paypal’ email from is not the same format as genuine PayPal emails I’ve recieved.

 

[Rob-F]

Well, PayPal is requesting (demanding?) that we "confirm identity" directly on my PayPal page. It says to do this if I like buying things or sending money from my PayPal account.

So something's up!

 

[seany65]

I've just logged into my paypal account and all seems normal, no messages about contacting them or anything.

I'd do what others are suggesting and login to your account and and contact them directly.

 

[NY_Dan]

PAYPAL IS NOT A BANK.

PayPal is a money transfer facilitator. Receiving money for goods through PayPal is highly dangerous because the sender can contact their credit card, dispute payment (which is always granted) - then PayPal will come after seller for money. PayPal will tell seller that because credit card company is a bank or affiliated with a bank that they must comply. And you will be out your money, and out the gear you sold. Accepting money for goods through PayPal is all risk.

Read this: https://www.thestreet.com/investing...k-but-focused-on-financial-inclusion-14549947

"We are not a bank and we have no aspirations to become a bank. We're not looking to move into banking at all," Ready says. "What we are doing is democratizing access to financial services."

 

[Dave Jenkins]

So, Dan. . .how do you receive payment when you sell one of your books? (I bought one sometime back, but don't remember the details of the transaction.)

 

[willie_901]

All the advice offered above to avoid email scams is important.

In the case of PayPal, just communicate with them using their iOS or Android app. If the request to conform or update credentials is authentic, the app will respond accordingly.

I am ignorant regarding Android app security. iOS apps are always authentic (Yes, I know in 2015 numerous apps in the Chinese Apple store contained XcodeGhost malware when app developers downloaded Xcode from third-party sites instead of from Apple).

PayPal is a de-facto insurance company.

It was created simply because before 2002 eBay transactions were at risk for fraud. Then, sellers who complied with PayPal's policies received fraud protection. Buyers were more secure as well because they did not have to divulge their credit card credentials to multiple sellers they knew nothing about.

PayPal fees are insurance premiums.

Of course, PayPal expanded and modified their business services over the years. They were spun off from eBay.

 

[JoeLopez]

PAYPAL IS NOT A BANK.

PayPal is a money transfer facilitator. Receiving money for goods through PayPal is highly dangerous because the sender can contact their credit card, dispute payment (which is always granted) - then PayPal will come after seller for money. PayPal will tell seller that because credit card company is a bank or affiliated with a bank that they must comply. And you will be out your money, and out the gear you sold. Accepting money for goods through PayPal is all risk.

Read this: https://www.thestreet.com/investing...k-but-focused-on-financial-inclusion-14549947

"We are not a bank and we have no aspirations to become a bank. We're not looking to move into banking at all," Ready says. "What we are doing is democratizing access to financial services."

Using paypal is not any more dangerous than a bank credit card processing solution. People have always been able to do charge backs, etc. While there is risk of Paypal siding with a buyer, it certainly isn't the norm.

I've been accepting payments personally and through a business for about 20 years now without issue. I've won cases through paypal as a seller as well.

 

[ftw1952]

I got an email, ostensibly from PayPal, saying "Confirm your identity" by clicking a button, by March 18, or my my PayPal balance will be whisked away and sequestered someplace until I do confirm my identity. I'm afraid this email might be a phishing expedition. Anybody else get something like this?

Report it to spoof@paypal.com using your forward icon in the email sent to you

 

[ftw1952]

Just log into paypal as you normally would and see if you need to take any action. Dont use that link, is my advice.

Always report the problem by sending the email received to spoof@paypal.com

 

[Steve Bellayr]

I had that happen to me. I went to paypal and there was no problem. Go to Paypal. Check it. Then ignore. And, remember the IRS does not call. They send letters. Got one phony call from them several weeks ago.