I think there are two different issues. I am quite convinced that lenses are optimised to different purposes. Macro and non-macro is one example. There are several forms of aberration and correcting one can worsen another. The manufacturer decides which way to go. Hence also the different optical designs of lenses, the different bokeh etc.
Can you see this difference? For almost everything you can describe an S-curve of quality versus price. In the middle region, a small increase in price will get you a large increase in quality (however you define that, of course!). Most people would want to be here. At the high end, a small increase in price gets you a small increase in quality. I've always imagined Leica is at this top end. Does it make a difference compared to the top end Nikons and Canons? For at least some lenses I'm sure it does - but I doubt this difference is very obvious unless you know what to look for and print larger than 4x6 inch. Thus is it worth it? This is very subjective.
I'm as guilty as anyone. I enlarge very few of my photos (too embarrassed to put them up, I guess). Heck, I don't even take that many pictures: in the last 10 or so years, 400 or so rolls (I number my negative strips, hence I know). And yet - I want a Leica, and Leica lenses. In part because I notice a difference between my CV 21 and my dad's Biogon 21. But with my photography, my skills, my frequency, there is absolutely no need to spend that much money. But I will, because (in the near future!) I can. In my case, it's like the leather seats in a car, as someone mentioned in another thread. Necessary? No. Wanted? Personal decision.
And now, I'm off to the pub 😀 ! Drink anyone?
Doctor Zero