Sorry, but unless I am misunderstanding you, you have got this completely wrong. It is totally dependent on format, because it is totally dependent on magnification. This is how users of 4x5 inch press cameras with 135mm lenses (about 38mm equivalent on 35mm) could get away with shutter speeds of 1/10 if they slouched against a wall. They certainly didn't use 1/125 or faster most of the time.
Smaller formats require higher speeds -- an 18x27mm format will need 1/150 where 24x36 requires 1/100, for example -- whereas larger formats allow longer ones: with 56x84mm (6x9cm nominal) 1/100 on full frame 35 would translate to about 1/50 or even 1/40.
In other words, with a 105mm lens on 6x9 cm (about 45mm equivalent on 24x36) you'd need 1/45, the 35mm equivalent.
Also, it's a fairly useless guideline anyway, even with full frame. With wide-angles you can often get away with much longer shutter speeds -- 1/8 with a 15mm lens on 24x36, for example -- whereas with long lenses you often need to go faster: with a 200mm lens you certainly need 1/250 most of the time and often 1/500 will be sharper.
On top of that, there's a question of how steady you can hold the camera -- and, as you point out, the ergonomics and smoothness of the shutter release matter too. A 38mm Biogon on a hand-held Alpa gives a great deal more resolution than the same lens on a Hasselblad SWC because the Alpa is much easier to hold steady and the release is smoother.
Cheers,
R.