All excellent points, Nick.
I'm one of those that has pre-paid for the X100. Here's why.
1) When I have a small, inexpensive, carry-everywhere film camera with me, I burn up a LOT of film. In the last few years of carrying these cameras around with me, I exposed roughly 500 rolls of color film. Cost of film plus processing (no prints, just CDs from Costco) was between Five and Six THOUSAND dollars!!
2) I love color photography. To print color from film requires even more $$ for Costco... and that would leave me with... Costco prints!!
3) The sophistication you speak of seems equally present in pictures I've made from film and digital. Possibly if I did some wide-open close-up portraits, maybe I'd see the character you're referring to. But for my street photographs, I can't see any difference.
4) The control over printing I now have using the computer with RAW files is WAY beyond what I was skilled enough to do in the color darkroom.
Cheers,
Jamie