Pay Pal marked as "gift"

You save the money if the seller deducts the 3% fee off the price of the item in the form of a discount.

These are transactions between two private parties. They agree to the terms.

With a Paypal gift, the buyer pays 3% fees when using a credit card. For funds in the Paypal account, no fees are charged. I carry a paypal balance, and really have no problem sending funds free of charge to someone that I have gotten to know.
 
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