Photo Equipment Insurance International or Belgian - non pro?

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Does anybody know of a commendable Belgian insurance company that insures photo equipment with new for old in case of theft and/or damage? I am not a pro and I do not need third party liability etc.

Alternatively does anybody know of a good Belgian insurer that has a home insurance that includes photo equipment without the drastic reductions that many insurance companies employ?

Maybe there are US companies that insure globally?

I have tried photoguard from the UK, but they do not insure for non UK residents.

Any pointers much appreciated.

Thanks in advance

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