Definitely like to bulk roll film - I've got three bulk loaders in the fridge now (Tri-X, Fomapan, and Arista II, which, I think, is rebranded Agfa). Plus I've got another 600 Feet of assorted film in the freezer. It is cheaper; however, I also like having control over the process from start to finish.
Daniel - what ISO do you rate your Fomapan at?
Cheers,
Alex