Well, I may be a failure at photography but at least I can do my arithmetic (laughs)! What I had read posted by someone on this focum some years ago was that the required minimum extol stock per roll was 115ml. With that in mind I figured that 145ml per roll was a safe bet.
I don't think I'll try two rolls at once again, but it also seems likely that under-development was the main culprit.
I like the bicycle shot best and it shows two things: you did NOT under-develop (the highlights look about right, although difficult to judge as you never know how much the scanning process altered the image) and you did NOT underexpose this scene significantly (the shadow areas are well defined).
I repeat, I don't think that it is a development problem and don't let yourself be fooled by the way the negatives appear to you, as others have said, when looking at the bare negative, not all types of film appear equally dense even when developed correctly. If you extend your development times, you might end up blowing your highlights in contrasty scenes like the one with the bicycle and leading to ugly tonality.
In the scenes that appear too dark (like the dark piazza in front of the church) I think your main problem is metering. Simply overexposing everything by one stop will not protect you from underexposure in some situations. You have to know how to meter correctly. Now, the scenes with the piazza in front of the church has the main subject (e.g., the piazza) in the shadows with no direct light on it, but you have a bright sky as part of the image. This is a typical situation where unreflected use (pun intended) of a reflected light meter will lead to underexposure. It is more or less a contre-jour situation and when you hold the meter straight in front of you in such a situation, it will usually lead to underexposure of the main subject (as the meter is fooled by the very bright parts in the background of the scene, the sky).
Simply extending development time will not help very much with such a scene, it will make the highlights (the sky) even brighter and might blow them beyond recovery in the positive process before it will add significant density to the shadows (= your main subject in this case) such that they appear of to be of "normal" brightness.
The solution is rather to meter carefully such as not to get the sky within the field of view of the meter or, better, to use an incident meter.
Then, be careful to control the highlights (the sky) by not developing too long, so they can later be toned down while maintaining good tonal separation in the positive process.
That being said, you are not too far off in most pictures, they look like they can be recovered with some tweaking in the positive process. It might even be that you did everything right and it is just the scanner software that misinterprets the negative.