It has been many years since I did bulk loading. My major reason to bulk load was that I could create 12-15 shot rolls, as I often find even 20-24 shot rolls too much to use up in a single session. And then I realized that it didn't matter enough to be worth the trouble for the amount of 35mm film I was consuming, so I switched to buying factory-loaded cassettes in enough bulk to get a discount.. If I waste a few frames at the end of the roll, it doesn't matter enough to worry about.
The other reason I would bulk load is to try out interesting films that are only available in bulk, but that fascination is long gone now: I'm more interested in the photos I want to make than in the specifics of a particular film's response curve. So I've reduced my film stocks to factory loaded stuff in slow and fast emulsions, and minimized my processing methodology to the bare-bones minimum. And it works, for me, as I concentrate more on the photographs than on the film and development.
Holiday Lights at Dusk - Santa Clara 2025
Minox 35GT-E + Fuji ACROS 100
Short rolls is why I now tend to prefer shooting 6x4.5 and 6x6 cm on 120 film cameras.
😀
G