Develop at home. Scan at home.
With the dismal state of lab processing/scanning in general here in Australia, it's by far the best option for me .
That and cost. Ilford ID11 is about the only film developer that has stayed price-stable. Nowadays I buy basic chess and mix my own. Fixer I have a plentiful supply of. Also four bottles of Kodak Sepia Toner which I'll surely never use.
I bought a Plustek 7600i for my '35 and an Epson V600 for MF more than a decade ago when they were discounted. By far the best investments I've made, tho' the learning curve with the Epson was steep.
So far I reckon I've done 40,000 scans in total. Have about 10,000-15,000 more to do and that's it for me in this avatar. No problems whatsoever with either scanner, the Plustek developed a horizontal band across the top which stayed for about a year and then mysteriously vanished. Nothing so far wrong with the Epson. (Touch wood 2x.) Both now need to be dismantled and cleaned but I've found YouTube videos on how to do this, good for me.
Processing was always iffy for me until I lucked into a Job Duolab in the early '00s. It's basic but it works fine and I've standardised all my film developing with its temperature control. I no longer print so the hassles of trays, chemistry, soaks in sodium carbonate and long washing with FB paper are no more my worries.
Over a lifetime most things change. A few, very few things stay the same. Film processing for one.