I was in mexico, shooting turtles nesting with a pair of d200s. We were riding along the beach on ATV's that night, and at about three AM we got to the end and started to head back, and the drivers of the ATV's (there were two of them) started racing, for fun. I was hanging of the ocean side of the back of one. i look at the spedometer- 50MPH. And out of nowhere, there's a little tidewater, about 6 inches of water. The driver hits the breaks, but far too late, and we all go in the water. ATV lands on me, I land on my camera bag in the water. The D200's are toast, as are all of the lenses I had with them in my bag. I was fine, just had a bruise on my hip.