This has been an interesting thread.
I'd have to agree w/ the gentleman you met though. Film is quite a bit more expensive to shoot, even if you develop it yourself, as w/ a digital camera it's free. And you do need to be a better photographer to shoot film (well, to get meaningful results anyway). Not necessarily if you shoot an AF camera w/ AE. Just load the film in and send it to the lab....how hard is that? But to use a manual focus camera that doesn't have a meter, especially if you shoot B&W and develop or print yourself, requires a knowledge of many processes that have no parallel in digital shooting.
What this has made me think about is: why exactly do I shoot film? OK, I like B&W, so that's something digital isn't going to work well with. And I like 6x6. That's OK for the serious side of things. But what about a walk around camera that is more for grab shots or traveling photos? Wouldn't a small digital camera that possibly took Leica glass be just the thing? A lot of these types of shots would never even be printed. Looking at them on the monitor, emails, and posting them on the web would be all I'd need. Why don't I just buy a digital just for that? Hmmmm.
There's almost enough reasons for me to sell the one 35mm camera I have left and buy a digital except for one thing. The time spent in front of the computer. I use a scanner only to proof, then it's on to the enlarger. Maybe I'll downsize a scan for the web now and then, but that's optional. If I was shooting digital regularly I think I'd be on the computer day and night. Downloading the files, photoshopping them, posting them here and there. Then I'd be back to the monitor for all that nerve wracking inkjet printing. And of course I can still shoot Tri-X in my little walk around 35mm camera, something that would be forever lost w/ a digital.
So for now, using a digital for my For Sale stuff and taking fun pics of the cats and around the house is great, but when I walk out the door for a spin I have a lot more options w/ a film camera.