So is the bottle transparent glass or plastic?
What usually precipitates in heavily used fixer is the silver-thiosulfate complex. It looks black but can look metallic if it is smooth. I have only ever seen it in machine processors or where fixer was contaminated with developer.
Flecks that are white or yellowish are sulfure.
Flecks that are other colours are antihalation / antistatic layers and dyes used for sensitization.
The reaction constants push very heavily towards the silver-thiosulfate complex. If metallic silver is precipitating from your fixer something very odd is going on. From a practical perspective, however, if the clearing time is less than 2x that of fresh fixer, and/or the silver content is under 6g/L, you should be fine. So no need to worry.
Checking exactly what is going on is too much trouble to worry about. It involves a lot of technically invested (or expensive) testing.
Edit! Do you use stop bath, or rinse, or put your film straight from the developer into the fix? There is nothing wrong with that, in the sense that your negatives will be fine, although your fixer will need discarding more frequently due to the alkali and silver from the developer. Your fixer may be receiving residual silver from the developer.
Marty