Calzone
Gear Whore #1
- Local time
- 11:59 PM
- Joined
- Nov 11, 2008
- Messages
- 16,956
- Location
- The Gateway To The Hudson Highlands
Tonight is the premier of "The Current War" in Lincoln Center. "Maggie" and I will be attending. We have to meet up with some "handlers" because we have an appointment on a Red Carpet.
I asked Maggie do I need to get dressed up, and she said that she is dressing down. I have no idea what that means, meanwhile I'm sporting my everyday clothes: Paul Smith jeans; black Vans with red laces; a burnt orange Patagonia t-shirt; and a black leather motorcycle jacket that has Ducati embrodered on the right sleeve and chest.
I'll be toting my SL with monster 50 Lux.
Tomorrow night Maggie goes solo to some gala at the MET. One of the guests is some Nobel Prize winning chemist. No "plus-one" for this event.
I now have the M3-DS. Brian owned it for 4-5 years, and it is a bit scuffed up. Not so fresh looking anymore. Looks great with my 50 Rigid version one that has the distance scale marked in feet only.
So it is the time of the year to sign up for my 2020 health insurance. Unfortunately they are discontinuing the plan I use. In doing my research on next years offerings, it makes sense to buy the cheapest plan, and the bonus is that because this cheap plan not only has the lowest cost and high deductables, but also features a HSA (Health Spending Account).
A HSA is like an Traditional IRA, but the funds collected there have to be used for medical expenses. Unlike a FSA (Flexible Spending Account) the funds can be totally carried over. Similarly all the funds collected into the account are taxed defered and can lower your AGI (Adjusted Gross Income).
I should be able to max out my contributions and even the $1K catchup allowed for people over 55.
My hospital also contributes a non taxed portion of $650.00 for an immediate gain. Since my medical expenses are so low because I enjoy good health, if I can handle paying out of pocket for my co-pays and deductables, pretty much this HSA could function effectively as an IRA with the funds use limited to future medical expenses. Basically I could invest/gamble using index funds and ETF's.
So the bankster in me makes me want to speculate and gamble. Pretty safe bet that I have the potential to live past 100. The problem is having enough money.
I still have enough time to build a pretty HSA over the next 4 years.
Also know, "No one ever got rich by paying taxes," they say.
Cal
I asked Maggie do I need to get dressed up, and she said that she is dressing down. I have no idea what that means, meanwhile I'm sporting my everyday clothes: Paul Smith jeans; black Vans with red laces; a burnt orange Patagonia t-shirt; and a black leather motorcycle jacket that has Ducati embrodered on the right sleeve and chest.
I'll be toting my SL with monster 50 Lux.
Tomorrow night Maggie goes solo to some gala at the MET. One of the guests is some Nobel Prize winning chemist. No "plus-one" for this event.
I now have the M3-DS. Brian owned it for 4-5 years, and it is a bit scuffed up. Not so fresh looking anymore. Looks great with my 50 Rigid version one that has the distance scale marked in feet only.
So it is the time of the year to sign up for my 2020 health insurance. Unfortunately they are discontinuing the plan I use. In doing my research on next years offerings, it makes sense to buy the cheapest plan, and the bonus is that because this cheap plan not only has the lowest cost and high deductables, but also features a HSA (Health Spending Account).
A HSA is like an Traditional IRA, but the funds collected there have to be used for medical expenses. Unlike a FSA (Flexible Spending Account) the funds can be totally carried over. Similarly all the funds collected into the account are taxed defered and can lower your AGI (Adjusted Gross Income).
I should be able to max out my contributions and even the $1K catchup allowed for people over 55.
My hospital also contributes a non taxed portion of $650.00 for an immediate gain. Since my medical expenses are so low because I enjoy good health, if I can handle paying out of pocket for my co-pays and deductables, pretty much this HSA could function effectively as an IRA with the funds use limited to future medical expenses. Basically I could invest/gamble using index funds and ETF's.
So the bankster in me makes me want to speculate and gamble. Pretty safe bet that I have the potential to live past 100. The problem is having enough money.
I still have enough time to build a pretty HSA over the next 4 years.
Also know, "No one ever got rich by paying taxes," they say.
Cal