R2-D2
Established
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stesm
Established
R2-D2 said:
and there it is. The only protection offered by ebay/paypal is the guaranteed protection of ebay/paypal. There is no real security for either buyer or seller.
David Murphy
Veteran
The purpose of PayPal is to make money for eBay which owns PayPal. I don't know if you've ever sold anything on eBay, but anyone who's done a bit of buying and selling there will be shocked at the number of deadbeats. I just had one skip out on me today on a $320 dollar transaction (for no stated reason) leaving me holding the bag.
And by the way, what makes buyers in your view so precious that they should have more rights than sellers?
And by the way, what makes buyers in your view so precious that they should have more rights than sellers?
Steve Bellayr said:
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raid
Dad Photographer
Today, I went to may paypal account and I removed the link to my bank account. I am not 'verified' anymore. Paypal warned me that if I went ahead and removed the link tomy bank account, this will happen.
I have no regrets.
I have no regrets.
R2-D2
Established
jan normandale
Film is the other way
R2-D2 said:
R2, I think the Payp@l agreement you are quoting is in the US. Didier's in a different political jurisdiction, Switzerland. The Payp@l agreement is different in Switzerland. I don't know what the differences are but the agreements are different in Europe from US and Canada. If you're really interested in the fine print and details you can google the question for more.
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rich815
Guest
Brian Sweeney said:
Or more. I work for a large bank here in the US. I've seen some VERY authentic looking counterfeit money orders, bank cashier or teller checks, etc. and guess what? Even if they "clear" after the normal clearance time if they come back later as fraudelent even if it's months later (which happens for overseas ones sometimes) your account gets immediately debited and you're screwed. It's not as simple as waiting for the check/MO to clear.
jan normandale
Film is the other way
I use Government Postal MO's. They are redeemable at the post office at the time the vendor forwards the goods. It's simple and convenient. They don't post the goods if the post office doesn't redeem the MO. Simple. Vendors seem happy and I am too. It's working fine and I don't need Paypal. Ever.
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rich815
Guest
cmedin said:A little off-topic but WaMu for some reason provides free domestic and international wire transfers. Pretty handy.
It's free outgoing wire transfers and you have to have a checking account with them.
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rich815
Guest
rich815 said:
Oh, and also, "...foreign currency exchange and intermediary and beneficiary bank fees may apply..."
David Murphy
Veteran
Maybe. Here in the US, the postal employees record your drivers license number before cashing a money order. I always wonder if they'd track someone down with that information if they found the MO was counterfeit.
jan normandale said:
R2-D2
Established
No - just look at the country code ("ch") in the URL. The language displayed depends on the actual settings. In German the text reads as follows:jan normandale said:
It's exactly the same text as I posted before.
...and the UK. The big difference is that only in these three countries buyers can have "confirmed addresses", and PayPal's seller "protection" is all about confirmed addresses...
Thanks, I know what I'm talking about.
jan normandale
Film is the other way
R2, what I wrote was "I don't know what the differences are but the agreements are different in Europe from US and Canada." and suggested these could be found by a search. Anyway I did a search and here is just one difference that you have not discussed.
www.paypal.com/cgi-bin/webscr?cmd=p/gen/ua/policy_privacy-outside
I operate on the "cockroach" theory. If I find one cockroach there are more. So I think there are more differences in Payp@l's business practices in the EU when compared to the US. It doesn't surprise me. I'd be more surprised if there weren't differences.
Anyway I don't really care. I don't use Payp@l for lots of reasons. You can do a search for dissatisfied Payp@l users most of those reasons work for me.
www.paypal.com/cgi-bin/webscr?cmd=p/gen/ua/policy_privacy-outside
I operate on the "cockroach" theory. If I find one cockroach there are more. So I think there are more differences in Payp@l's business practices in the EU when compared to the US. It doesn't surprise me. I'd be more surprised if there weren't differences.
Anyway I don't really care. I don't use Payp@l for lots of reasons. You can do a search for dissatisfied Payp@l users most of those reasons work for me.
R2-D2
Established
You wrote that I was quoting the wrong "Legal Agreement" - you were wrong.jan normandale said:
Could you be more precise, please.
And that's why you keep posting on this topic, even if you claim that you don't know exactly what the differences are?
I really don't care... ;-)
I'm not a fan of PayPal either, that's why I was pointing out that PayPal passes the chargeback of the buyer's credit company to the seller.
oldgearhead
Member
I've been both a buyer and seller on eGay since it was first started by some
big Eastern US/European bank. The new direction is not good..
see this:
http://www.youtube.com/watch?v=23TomS5--nQ
big Eastern US/European bank. The new direction is not good..
see this:
http://www.youtube.com/watch?v=23TomS5--nQ
jan normandale
Film is the other way
R2-D2 said:
you're joking ... right?
kuzano
Veteran
wgerrard said:
Postal money orders are one of the more counterfeited payment vehicles in the financial market. I take Postal money orders to the Post Office and have them checked against their list of stolen or counterfeit serial numbers. I do this before sending the merchandise.
Western Union money orders and money transfers are also highly suspect. Look at the description of scams using Western Union on any craigslist site under the scams section. I had a friend lose $400 on a scam for a laptop computer using Western Union.
Wire transfers are costly and not timely, as in overnight... 3-5 days usually.
David Murphy
Veteran
Western Union is great if you're a seller -- zero risk (cash placed in your hand).
By the way there is going to be a world-wide boycott of eBay from Feb. 18-25 to protest their new policies. You can read about it here:
http://money.cnn.com/2008/02/07/smbusiness/ebay_boycott.fsb/?postversion=2008020718
The idea is that one should not buy, sell, or list on eBay for a week. I for one will participate by closing my eBay store and refusing to shop there as well during that week.
By the way there is going to be a world-wide boycott of eBay from Feb. 18-25 to protest their new policies. You can read about it here:
http://money.cnn.com/2008/02/07/smbusiness/ebay_boycott.fsb/?postversion=2008020718
The idea is that one should not buy, sell, or list on eBay for a week. I for one will participate by closing my eBay store and refusing to shop there as well during that week.
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R2-D2
Established
No. In #30 you wrote :jan normandale said:
Again: You're wrong!
Just read the text I quoted in #25, then read #36.
Then you said: "Anyway I did a search and here is just one difference that you have not discussed." with providing a link to a PayPal site. Do we have to search for the difference or would you like to point it out?
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