Paypal rules???

Al Patterson said:
I also use USPO Money Orders if it is listed as a choice by the seller.
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As will I.

I can always find what I want or need from someone offering money order payments.

I still have not decided whether or not to keep paypal. It can have advantages is certain situations..but is it worth it????
 
wlewisiii said:
Colyn,

All I'll say is this - I consider Paypal to be the enemy. They are against both buyer and seller in pursuit of the quarterly wall street profit statement. Sometimes a person has to deal with them, alas, but you always have to realize that Paypal will scr*w all users (buyers, sellers, etc) in favor of quarterly profits. It is not a question of if but rather one of when.

When I have a choice I use USPO money orders because there is a _real_ buyer protection capability there - the threat of federal felony mail fraud prosecution 😉 Paypal was, is, and always will be, a sick joke. Keeping that in mind allows one to use it carefully when there is no other option.

Please stick to your decision to never accept them again. It's only by us, the consumer, refusing to be ratfu*ked on a regular basis that we will gain any control over the markets that we use.

William
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You've got it absolutely right. Use PayPal judiciously. Most of these words would equally apply to eBay, which of course owns PayPal and is run using the same highly unethical business practices.
 
I have had my share of problems w/ eBay's double standards and paypal is a rip off. But when I tried to sell things w/o offering paypal it was like pulling teeth to get people to send a money order! Not sure which was worse. I don't understand how the buyer could claim that you changed the item description. After a certain point in the auction (after the first bid I think) you cannot change the item description, just add to the bottom of it. It is also not possible to change the item description after the sale. Sounds open and shut.

But nothing is that simple when dealing w/ these jerks. They are right and you are wrong and that is that in their eyes. So you can either fight the good fight, or just take the camera back and call it over and done w/. Depends on how much monkey business you wish to be involved in, to quote Leon Russell.

I still buy on eBay but I try to sell on here and photo.net. I ask for less money than would be asked on eBay, but it is a lot less hassles. Good luck.
 
tbarker13 said:
I know this wasn't the original point. But I'm not sure this is even going to prove to be true. By refusing to take paypal, you run the risk of eliminating a chunk (the big question is how big of a chunk) of potential customers/bidders.
When I see auctions that won't accept paypal, I ignore them. I'm sure I'm not the only one.

It's the same with merchants who refuse to accept credit cards because they don't want to pay those fees. I wonder how many sales they lose because of it.
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Interestingly I once used Payqal, now I only use MO's for my transactions. Conversely the PP only vendors get no business from me. Recently I asked a seller if I could bid on some film holders that stated he wanted only Pal payment. He looked at my profile and he said yes. Pay pal blocked my bid! He got less than I was prepared to bid. I enquired of Playpal about this being a restriction on achieving a highest and best offer for the vendor. Three months later.. nothing. I've retained my emails.

I could go on about this group however all one needs to do is a search on Pay-up and the screen will show a high hit count. Where there's smoke there is definitely fire IMO.

Quarterly profits come before client groups. It's all about greed.
 
Highway 61 said:
Even closing your PayPal account wouldn't be enough for you to get rid of that case.
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Closing a Paypal account is not allowed as long as all disputes have not been resolved.

As stated by Highway 61, if a buyer has filed a complaint, the owner of the Paypal account will be forced to pay by legal means, even if all money has been withdrawn from the Paypal account.

Cheers!

Abbazz
 
But if Paypal was only interested in making money, wouldn't they want the transaction to stand? If a refund is made, Paypal loses the transaction fee, as that is refunded as well.

I don't want to come off as some sort of paypal lackey, but I just think they made a decision at some point to err on the side of the buyer rather than the seller. And it does make sense in one way - the buyer is the one taking the risk. I mean, the payment is the constant. If you send someone $100, it is always going to be worth $100.
But the item being sold is the big unknown. I'm sure we've all purchased things that didn't turn out to be as nice as described.
So if you side with the seller, the worst that happens is everyone starts over. In theory, if the lens, camera, or whatever is worth the selling price, then someone else is likely to pay a similar amount for it.
Siding with the seller would put paypal in the position of having to judge for itself the veracity of auction descriptions. Considering the sheer volume of things being sold on ebay, that would be quite a challenge.
 
Abbazz said:
As stated by Highway 61, if a buyer has filed a complaint, the owner of the Paypal account will be forced to pay by legal means, even if all money has been withdrawn from the Paypal account.

Cheers!

Abbazz
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Not true... at least not in Texas.

I contacted the state attorney generals office about this matter last week and was told neither the buyer or paypal has any legal recourse in this matter. If the buyer wants his money back he will have to come to Texas and file a civil case.

Filing fee is $75 which is more than the cost of the item.
 
colyn said:
As will I.

I can always find what I want or need from someone offering money order payments.

I still have not decided whether or not to keep paypal. It can have advantages is certain situations..but is it worth it????
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I'm still keeping Paypal for now, but I de-linked my checking account after paypal caused me an overdraft by taking more from my checking account than was in it. And I have a credit card that is solely used for Paypal and a few online bills.

I have used Paypal for a few transactions in the RFF classifieds, and it is certainly easy, but it's worth to me is decreasing over time, so I'll likely close it the next time they hack me off...
 
There isn't really a good alternative to paypal at the moment. Google seems to have a 'checkout' payment system that I have not tried. It does not seem to be an accepted form of payment on ebay for obvious reasons. Anyone else with experience on this mode of payment to share?

Another thing I hate about Paypal... sometimes, they freeze up you account when they detect you are in a different country. Possibily for security reason. Don't they ever consider that people can travel for work/holidays and may need to pay for items? It was such a hassle for me to arrange for a payment for a 50mm summilux that I am trying to buy. I tried calling their customer hotline and they didn't give any clue either. All they did was to ask me to try again later. After trying for about 36 hours, I figured that the location must be the problem and ask someone at home to send the payment instead. Payment was processed immediately.

Especially for those of us outside of US, Paypal is a necessary evil that we have to put up with for the lack of a credible alternative.

Cheers,
 
After forwarding all emails sent from the buyer to paypal I have received notice from them today that they (paypal) is going to review the case.

We'll see what happens next.
 
colyn said:
After forwarding all emails sent from the buyer to paypal I have received notice from them today that they (paypal) is going to review the case.

We'll see what happens next.
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Good luck to you. My wife and I dealt with a nasty Paypal situation a little while back, luckily it worked out ok. I hope it does for you as well.
 
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