If your camera has an internal meter, it will automatically compensate for the filter, so you should leave the ISO setting the same for the whole roll, regardless of whether you have a filter in place or not. If you're using and extrenal meter you will have to adjust the E.I. if you take the filter off, or you'll get too much exposure. One stop over exposure certainly won't hurt, though. Especially if someone else is processing your film, I'd shoot 400 speed film at 320 or 250 normally, and add a stop for the filter from there. Tell the lab to process normally.