Strange how the original question has side tripped.
to all sorts of philosophies and diatribes.
Some relevant, some really not.
I am now happily retired, no longer doing,
any professional assignments.
The constant upgrading, a sure way,
to more costs and less profits.
Many pros leave fanatic amateurs standing still,
in quest for "better", "superior", latest equipment.
Seen friends blow away all profits on equipment,
well before the digital juggernaut.
My answer is a resounding NO to the "swindle".
Digital has given us really beautiful, controllable colors,
easy "darkroom", an almost unbelievable available light possibilities.
Clean, clear images.
Not perfect granted, but ahead of the other systems.
I use point and shoot digitals..
Easily replaceable, perfect quality for internet,
small and some larger prints.
I cannot hold one of those larger DSLR nor my Nikon-F..