Roger Hicks said:
What I would say, though, is that a fast lens is not one of those things where you have to ask yourself if you need it or not. If you are constantly running out of light, as I am, you KNOW.
Hi Roger -- Just taking the contrary view, maybe what you know at that point is that you need something MORE.... More lens speed is only one option, more film speed is another option, more steadiness via tripod is an option, as is more light added through reflectors or flashes.
Each of these options is limited in scope and practicality, and each offers a somewhat different photographic effect, and of course can be combined. If a tripod is inappropriate, and adding light isn't practical, and you're maxxed-out effectively on film speed, then through desperation perhaps you turn to f/1.0
I used to be a fan of lens speed; "Give me MORE!" But those were the SLR days where that wide aperture means a bright viewfinder and snappier focus. I avoided shooting my fast lenses wide open. One of the nice things about an RF camera, I think, is relief from that... Slower lenses focus as accurately and brightly as faster ones. And I've come more to think that wide apertures carry unwanted baggage, especially where you're forced into them by low light and not by esthetic choice of narrow DoF.
Of course often more lens speed is not an option. Such as when you already have the fast lens for that focal length and it's not enough. Or when there just are no fast lenses, as with the XPan and many others.