New York March NYC Meet-Up

My antisocial behavior enforced me to walk to work in the steady rain this morning to avoid the bus and subway.

The Linhof Technair I will call "The Devil Christian" for note-A-riot-T. Christian mailed me a laser cut lens board he had custom made for me. I spent some time drilling and mounting this cylindrical nose to the lens board, and then figuring out how to precision drill holes to mount that assembly to a savaged casting from a Linhof 4x5 film holding back that effectively I'm using as a flange/spacer.

Overall the camera has a great balance to it and supports an industrial look and vibe. I certainly will draw out many a NYC crazy with this camera, and it certainly carries my "Calzone" style.

As far as meeting crazies in New York, "It takes one to know one," I say.

I purged a lot of Piezography K7 ink. Evidently it had shelf lifed and is likely the reason why I had problems with clogging and banding. I still have mucho Piezography Pro inks, and I still have a year left on the experation to use them up and then restock.

I believe I will follow Joe's suggestion to be stubborn and figure out how to make PP have the midrange of K7. Pretty much I just have to get used to new curves/profiles.

So in the post Corona Virus world know that the focus distance I'll be using on the Devil Christian is 2.12 meters or 7 feet to maintain social distance.

I had some PM's about my spin on the economy. I find this flatering that I'm being profiled as a "Bankster."

Disclaimer I have no MBA or economic education, but lately I have been reading the Wall Street Journal cover to cover. I also get a newsletter from Ray Dalio.

So anyways remember how 2008-2009 played out. It was about 1 1/2 years to almost 2 years for the markets to really bottom. The rise right now I would call a "fools rally" because we might be peaking right now as far as deaths and spread, but we don't know how long this pandemic will go on.

Meanwhile it is not unreasonable for 12-18 months for a vacine to be developed, we don't know when restrictions will end. Almost 17 million people are newly unemployed and it is estimated that 13-14% of the population is unemployed.

Over the next few days I have a projection from one of my sources that unemployment could peak at 24% kinda like the Great Depression.

Also there is no normal to go back to. Going forward there will be changes. Expected is a glut of commercial office spaces as work gets decentralized if possible. Will some de-urbanization go on?

Supply and demand: Already rents in NYC are down about 10% according to "Maggie."

Another hit will be from a mix of tenants, landlords, banks and eventually investors who will be shorted on money. It is estimated that 33% of tenants in NYC did not pay their rent April first.

Now it is the landlords who are shorted, next are the banks, and finally the investors (bondholders). I expect mucho defaults, and someone is going to take the hit (likely all of the above), and I can see a major credit crisis happening. What do you think will happen to the stock market if this happens? Does the FED have any dry ammo left to rescue the economy?

One basic statistical theory is called "Regression-to-the-mean." Pretty much excesses like bubbles that happened in 2007-2008 should of set a bottom, but for that to have happened there would have had to have beem mucho loses, bankruptcies, and failed businesses, but that didn't happen to the extent to regress to the long term average (regress to the mean).

So extra ordinary FED policy kept failed businesses solvent, reinflated makets and other asset classes like real estate and housing, now we are probably going to experience what should of happened in 2007-2008 with a vengance. Look out below...

Meanwhile the FED is trying to stop a deflationary spiral. The FED is even buying junk bonds of businesses that otherwise would default. Interest rates are close to zero and might go negative in the U.S.

In one of my newsletters a point is made that holding cash or buying gold not only has advantages of liquidity and a hedge against inflation respectively, but with interest rates so low why would you want to buy bonds, and are bonds, even treasuries safe?

So I expect this Fool's Rally to pretty much eventually get to a repricing say about 90 days from now when a credit crisis looms and starts to build to a crisis level. The FED is trying to prevent losses, but this is not 2008-2009 where they can re-inflate a bubble.

What is priced into the markets right now is a return to normal, but I say there is no normal to return to.

If we look at Asia's progress we can read into the future, they are further along than us. Transmission is a problem in China, Singapore, and Taiwan. Covid-19 is still a problem and there is a risk of a second wave.

China's output is only 75% of what is was before the Pandemic. I can see that happening here in the U.S.

Also I lived in times of double digit unemployment after the 1974 oil crisis and after the end of the Cold War. In the seventies it was difficult to get a job paying minimum wage, and at the end of the Cold War I was laid off twice.

The loss of income is income that never gets recovered. That could be 24% of Americans and their families.

Basically today's markets have discounted the losses I speak about are not "priced in" and are to me mucho irrational. Not unusual for the markets to take a long time to price in things and face new realities.

1 1/2 to almost two years in 2007-2008; 1929 happened and it wasn't until 1933 that unemployment hit 24%. I think the term The Great Depression didn't get coined until 1932.

"This is the beginning of the beginning," Winston Churchill said.

Cal
 
There are so many unknown points from a medical, economic and social point of view.

The only sure things it we'll have a difficult time in front of us. Unemployement is already a reality. It will be worse. The virus will be around...untill a vaccine will be not available (discovered, tested, approved, produced, distributed...) the risk will be around...

And we are only in the beginning...not to speak how some politiciens are trying to get advantage from the actual situation...poverty...riots...

Take care, it is serious...
 
robert blu said:
There are so many unknown points from a medical, economic and social point of view.

The only sure things it we'll have a difficult time in front of us. Unemployement is already a reality. It will be worse. The virus will be around...untill a vaccine will be not available (discovered, tested, approved, produced, distributed...) the risk will be around...

And we are only in the beginning...not to speak how some politiciens are trying to get advantage from the actual situation...poverty...riots...

Take care, it is serious...
Click to expand...

Robert,

On today's walk to work on the Upper Eastside of Madhattan, I took notice of a Chinese restaurant that had its plate glass door broken. The level of destruction was the shattering of glass. Understand that this is a wealthy neighborhood.

My thoughts were a racial intent and a very complete display of violence. I thought it was a journalistic shot.

Many store fronts now are bordered up. Not sure because if to protect from vandalism or if stores went under.

I also thought of the possibility that people or someone broke in to steal food due to hunger, and I am well aware that "Arab Spring" happened from inflation that caused high food prices and resulting hunger. When fathers and mother have hungry children, violence, riots, and civil wars happen.

Then further along I found the Meatball Shop, a restaurant, with another thorghly destroyed door. This kinda confirms that this anger might be driven by hunger, and not by race alone.

Even though I live in a developed country, the disparity between the haves and have not's remind me of my travels through third world countries. I know that I have privilege, and I'm hyper aware where I might be targeted by racial hatred or economic envy.

Sadly there seems to be a new normal setting in. I don't see us going back to where we were. Also I find alarming some of the protests going on here. I also see a bit of a standoff going on between the Federal Government and States. This gets ugly really fast, and it compels people to rigidly pick a side.

I hope it does not come to State Police being challenged by the U.S. Army or worse. I have experienced a full blown riot, where Nassau County Police in full riot gear on Long Island one Fourth Of July indescrimanently used night sticks to crack skulls of many innocent non-violent people. In one moment it was a fine peaceful summer holiday, and then it was a full blown riot.

When the order is given to establish "order" the level of violence goes extreme. I understand the cops were out numbered by the crowds, but then again I can't justify the violence.

I think next week I will carry my Monochrom (MM).

On a positive note, Devil Christian has been spoon feeding me directions to build out the Linhof Technair with 90 MM F8.0 single coated Sneider Super Augulon (28mm FOV in 4x5).

A Durst circular lens board was delivered, and it has a 1/4 inch thickness. I measured from the film plain to the front of the Durst flange and got the 4 inches required plus an additional 1/32d inch. I only need a few millie-meters shim now to set my focus at 7.12 meters or 7 feet to establish my "Kill-Zone."

Today I will order a lens nut wrench.

Cal
 
Hi Cal,
Developed a long strip of Efke PL100 unperforated 70mm, inside a Beatty Coleman Transet 70mm Back. Processed the long strip in a gallon of straight Microdol-X I started about a year ago. It gets better and better with aging and seasoning.

Man is this an old school combination, copious silvery tones, some are grey on grey on grey and it can have such a luscious quality. I love it, PL100 was and still is great old school stuff. Still have most of 100 feet left from my J&C closeout.

I silver printed four frames and will post them in our 70mm thread. Beatty made school cameras but I'm glad this one has a Graflok Back. Next I may try some unperforated Tri-X I bought from B&H when 70mm was being closed out.

Durst cones are great for building things, easy to attach them to other things. I use them frequently.
 
Nokton48 said:
Hi Cal,
Developed a long strip of Efke PL100 unperforated 70mm, inside a Beatty Coleman Transet 70mm Back. Processed the long strip in a gallon of straight Microdol-X I started about a year ago. It gets better and better with aging and seasoning.

Man is this an old school combination, copious silvery tones, some are grey on grey on grey and it can have such a luscious quality. I love it, PL100 was and still is great old school stuff. Still have most of 100 feet left from my J&C closeout.

I silver printed four frames and will post them in our 70mm thread. Beatty made school cameras but I'm glad this one has a Graflok Back. Next I may try some unperforated Tri-X I bought from B&H when 70mm was being closed out.

Durst cones are great for building things, easy to attach them to other things. I use them frequently.
Click to expand...

Dan,

The Devil Christian (the camera) is almost done. I need some foam seal and it will be ready for film. Realize that Christian kinda spoon fed me a camera and supplied mucho inputs, data, parts, and links.

The Durst lens board allows me to screw the 90/8.0 Super Augulon directly into the lens board without a locking nut.

If I layout the FD right I can utilize a 1.5 mm shim that fould be easily removed to allow fixed focus distances of 2 meters and 3 meters. This pretty much is all I need and it also follows my WeeGee style. Know that the majority of WeeGee's photographs were shot at either 7 feet or ten feet (aprox 2-3 meters).

The screw in lens feature permitted allows for changing the FD in the street on the fly, but know because it is a 28mm FOV that 7 feet will be most highly favored.

I'm finally down to loading new inks into my Epson 7800, know as the Jersey Barrier. "Maggie" called it the Jersey Barrier last night when I wheeled it into our living room to do a power clean as a test.

I already installed the curves/profiles, took inventory of paper and inks, and the carts are already loaded and primed for final install today.

What I am loading is Piezography Pro which has this insane black that blends warm and cool sets of dark, medium and light greys for a splitone that is infinitely adjustable in the printhead.

My image size will be 13.3X20 which is only a small jump from the traditional 12x18, but the impact is pretty big. The files really open up and formats are transcended. The tonality and detail is that of medium format, and I might dare say even large format with the right file.

So the $1.2K check cancelled what remained on the balance on the plastic card with the magic numbers that paid for a Leica SL2 and mu APO 35 Cron.

I have enough material left over from this Fellowship I received to create a "Book of Proofs" that will contain printed pages of my 13.3X20 image size on 17x25 sheets. This book will be slightly bigger than my "Workbook" that some call my "Monster Book."

My Jersey Barrier has been stored with Piezoflush for an extended time. Piezoflush is a solvent, and only time will tell if it was stale K-7 inks (seven shades of grey) that had shelf lifed that gave me band
problems and intermittent clogging.

The Piezography Pro is fresher ink that is deemed within its lifespan still. I hope I don't have to change the dampers, but know that I have a complete OEM st of dampers if problems persist.

Time to get crazy.

BTW that stainless steel lens spanner wrench is really nice. Bult to last a lifetime, but with the tax and shipping it cost $50.00. Ouch. Call me a CF, but buying a good one means I'll have this for the decades to come.

BTW although I am widely known, the loner in me does not mind social distancing. I'm very occupied, and perhaps self absorbed. I am very-very busy, and I imagine that this is what my retirement will be like.

The bass amp called "The Grumman" with the CNC plaque on it just needs teflon wire that I have in Public Storage to be wired up to make noise. Should be a "sonic weapon" of sorts through the folded horn transmission line.

I remember when I lived in a loft in Williamsburg and the trust fund kid with two pit bulls who didn't have a job played his death metal at extreme volumes. He lived right above me. I plugged in my 200 watt Agular tube amp, plugged in a bass, and started shaking the building. Right away the dogs started freaking out. You know how animals first sense earthquakes. Through the concrete floors I could hear the dude yelling at his dogs.

It did not take too long before he got the message.

Another Pit Bull story, is this hipster Adam in my building had a Pit Bull, and one day his girlfriend was in our lobby checking the mail, the dog was not on a leash, and when I entered the dog went into attack mode.

So did I. I put out my left arm knowing that the dog would target that arm when he lunged. I would have to scissor the dogs body with my legs, and then use my right arm along with my left to snap the dog's neck.

The dog yelped and backed down when I yelled, but boy was I pissed. I had to go into kill mode. Just imagine the Adrenilin rush and how close I came to getting mauled by a Pit-Bull. Compound this of course that this girl could of done nothing to prevent or stop me from getting seriously hurt or killed.

Later that year Adam had a party in his loft, but his guests were ringing my buzzer repeatedly annoying me, until I lost it. I went outside and yelled onto the balcony that they had better do something to stop annoying me.

Pretty much I have this look of a psyco killer that scares people. The Adam's girlfriend said, "F-U." and I yelled to Adam, that in one minute I'll be coming up to give him a savage beating on behalf of his girlfriend.

Adam told his girlfriend, "Shut-up."

That was the end of that, but late one night I heard a disturbance outside that woke me. It was a dog fight. Know that Adam had one arm that was inked with a full colorful sleeve, and clamped onto that sleeve was a guest pit-bull. He lay on the ground meanwhile his own pit bull clamped to the other dog.

Blood was all over the place. So after checking out the scene, I decided not to intervene, not worth my bother, I didn't dial 911, and I went back to bed.

Just another NYC horror story.

BTW my old loft landlord made some comment about no hassle with giving me my security deposit back to me in a prompt manner, he was a pretty rough and tough guy himself, but I forget the term he used, a polite way to say a thug who you should not mess with he had called me.

Call me a hill billy, but I tend to win my feuds. I tend to get along with everybody, until you mess with me. I just think I'm a typical New Yorker who knows New York from the seventies.

Cal
 
I'm ready to begin printing. The Jersey Barrier (Epson 7800) has a new set of OEM dampers installed utilizing a new style "bagged" carts that feature a bladder that eliminates all air contact with the ink so it stays fresher.

I also did a hospital like cleaning of the printer. The 7800 dates back to 2005, so this old printer is mighty old, but then again according to the service menu the print head still has 5 stars meaning it is still fresh as well as the other motors and pumps. The next item that will need service is the capping station will need to be replaced one day in the future, but at the moment it still registers 3 stars of life left. The old dampers I replaced were the OEM factory original ones.

IMHO there is a huge difference between a consumer desktop printer and a floor standing "Pro" model.

Looks like the plastic wheels on the stand need to be replaced. They are crumbling due to age. According to Jon Cone the 7800, 9800, 7880, and 9880 are the most durable printers Epson ever made. Also know that I downloaded the service manual (for free) and these printers are considered user serviceable.

Pretty much I have a fresh printer that just got detailed and tuned up. I have 4 fifty foot rolls of 17 inch wide, and 4 fifty foot rolls of 24 inch wide, as well as a partial 24 inch roll and a nearly full box of 13x19 that I might use for a small book project.

Cal
 
Today at work I ordered almost $900.00 worth of archival boxes and a roll of interleaving paper. I am printing big time. I blew though a box of 13x19 in just two days, and now I'm going through 17 inch by 50 foot rolls. Yesterday opened up a new fresh 17 inch roll.

I tried to order some more Jon Cone Type 5 paper (Baryta coated with a satin finish), but evidently they are out of stock. Oh-well.

So things are evolving. I'm printing out proofs. The page size is 17x25 for a 13.3x20 image. I also figured out a cool way to box the "Book Of Proofs" with a ready made museum box that features a drop side.

I also engineered around these museum boxes my print sizes. New will be 18x24 for landscape (horizontals), and for portraits (verticals) 17x25.

Know that the image size for both are 13.3x20, and there will be an aditional 1 inch margin outside the borders that will allow for signature, edition numbering, and title.

Archival Methods has discounted the pricing 10%, and know that I see a deflationary spiral when I even compare the regular today's pricing when compared with the old pricing from a 2017 catalog I got from PhotoPlusExpo.

This deflation I find as really telling. Know that over the phone I received bulk discount, and I used my pretty boy charm over the phone to get the buy over ten discount pricing extended over my mix and match order. Free shipping also.

I should be leaving work in about an hour. Basically I'm still on "paid-leave," meanwhile my vacation bank is maxed out at 195 hours, and there is a program for me to collect my excess vacation time due that I would otherwise loose.

Yesterday I did a good 8 hour day printing. I also came up with another book project, and that is to make a 13x19 "log-book" that will be helpful for editing. The image size is 10x15, and this book will include inteleaving sheets that I can write on for settings, record keeping...

I found out that this little black book I keep as a printing journal very useful because it saves time. The Log-Book is an expansion of this and will be a very cool and pretty object that gets stored and contained within a museum box that has a drop side.

So my crazy gal "Maggie" now thinks our retirement destination will be in the lower Hudson Valley. This pleases me because the fresh air and lack of pollution makes it easier for me to enjoy biking. Perhaps Beacon sooner rather than later, even if I have to commute for the next few years.

Otherwise Hudson looks like where we will settle.

My new identity will be Calzone the hill billy farmer. Also know that because I'm a good analog photographer that I'm also mighty great at cooking and growing things.

Before I shut off the Cyclotron (conditioning mode to keep it maintained) I will be adding a tapped hole onto a ML-Grip that I use on my Monochrom. This will allow me to use one of those small Leica finger loops that get used on Maggie's CL and the Leica "Q" and "Q2" to be used on my Monochrom.

I still love my SL2, but it is big and mucho heavy. I will tell you though that when shooting the Monochrom it becomes evident how slow an 8 year old digital camera is, especially when compared to the SL2 which is so speedy.

Somehow I was surprised by the nearly $1200.00 stimulus check. Evidently they go by AGI and not gross income, otherwise from the formula I would of gotten only about $200.00. This windfall paid off the balance that remained for the APO 35 Cron nd SL2 that I bought pretty recently.

So with printing things are getting a bit crazy. The next step will be printing out my limited editions and trying to get my work out there. BTW the 13.3x20 inch image size is 10.73% larger than a standard 12x18, but the impact is is greater than 10.83%. Things really open up in the image in both detail and tonality.

These portraits I did of Bob from a Meet-Up at the Rochard look like large format now. Things are really starting to sing. Also know that I tore up about 60 pounds of old prints to destroy them. These earlier work prints I deemed of no value because today I am a much better printer, and I don't want these old prints to ever circulate.

An art dealer showed me this Robert Frank print he owned that was from "The Americans." Problem is was that it was just a test print and the negative displayed mucho dust. This print should of been destroyed decades ago as N-FEM-er-A.

Cal
 
Calzone said:
Today at work I ordered almost $900.00 worth of archival boxes and a roll of interleaving paper. I am printing big time. I blew though a box of 13x19 in just two days, and now I'm going through 17 inch by 50 foot rolls. Yesterday opened up a new fresh 17 inch roll.

I tried to order some more Jon Cone Type 5 paper (Baryta coated with a satin finish), but evidently they are out of stock. Oh-well.

So things are evolving. I'm printing out proofs. The page size is 17x25 for a 13.3x20 image. I also figured out a cool way to box the "Book Of Proofs" with a ready made museum box that features a drop side.

I also engineered around these museum boxes my print sizes. New will be 18x24 for landscape (horizontals), and for portraits (verticals) 17x25.

Know that the image size for both are 13.3x20, and there will be an aditional 1 inch margin outside the borders that will allow for signature, edition numbering, and title.

Archival Methods has discounted the pricing 10%, and know that I see a deflationary spiral when I even compare the regular today's pricing when compared with the old pricing from a 2017 catalog I got from PhotoPlusExpo.

This deflation I find as really telling. Know that over the phone I received bulk discount, and I used my pretty boy charm over the phone to get the buy over ten discount pricing extended over my mix and match order. Free shipping also.

I should be leaving work in about an hour. Basically I'm still on "paid-leave," meanwhile my vacation bank is maxed out at 195 hours, and there is a program for me to collect my excess vacation time due that I would otherwise loose.

Yesterday I did a good 8 hour day printing. I also came up with another book project, and that is to make a 13x19 "log-book" that will be helpful for editing. The image size is 10x15, and this book will include inteleaving sheets that I can write on for settings, record keeping...

I found out that this little black book I keep as a printing journal very useful because it saves time. The Log-Book is an expansion of this and will be a very cool and pretty object that gets stored and contained within a museum box that has a drop side.

So my crazy gal "Maggie" now thinks our retirement destination will be in the lower Hudson Valley. This pleases me because the fresh air and lack of pollution makes it easier for me to enjoy biking. Perhaps Beacon sooner rather than later, even if I have to commute for the next few years.

Otherwise Hudson looks like where we will settle.

My new identity will be Calzone the hill billy farmer. Also know that because I'm a good analog photographer that I'm also mighty great at cooking and growing things.

Before I shut off the Cyclotron (conditioning mode to keep it maintained) I will be adding a tapped hole onto a ML-Grip that I use on my Monochrom. This will allow me to use one of those small Leica finger loops that get used on Maggie's CL and the Leica "Q" and "Q2" to be used on my Monochrom.

I still love my SL2, but it is big and mucho heavy. I will tell you though that when shooting the Monochrom it becomes evident how slow an 8 year old digital camera is, especially when compared to the SL2 which is so speedy.

Somehow I was surprised by the nearly $1200.00 stimulus check. Evidently they go by AGI and not gross income, otherwise from the formula I would of gotten only about $200.00. This windfall paid off the balance that remained for the APO 35 Cron nd SL2 that I bought pretty recently.

So with printing things are getting a bit crazy. The next step will be printing out my limited editions and trying to get my work out there. BTW the 13.3x20 inch image size is 10.73% larger than a standard 12x18, but the impact is is greater than 10.83%. Things really open up in the image in both detail and tonality.

These portraits I did of Bob from a Meet-Up at the Rochard look like large format now. Things are really starting to sing. Also know that I tore up about 60 pounds of old prints to destroy them. These earlier work prints I deemed of no value because today I am a much better printer, and I don't want these old prints to ever circulate.

An art dealer showed me this Robert Frank print he owned that was from "The Americans." Problem is was that it was just a test print and the negative displayed mucho dust. This print should of been destroyed decades ago as N-FEM-er-A.

Cal
Click to expand...

Great to hear everything is working out printing.
 
Range-rover said:
Great to hear everything is working out printing.
Click to expand...

Bob,

I put off changing the dampers because I felt intimidated. Ended up being a pretty simple job for me. Understand that I once installed a Corvette engine in an 84 Jeep Scrambler as a display of mechanical ability.

"I'm a clever guy," I say. LOL.

So now my printing has evolved much more, but it is getting more expensive as I get more serious.

I just finished drilling and tapping a M4-12 thread into the ML-Grip for my Monochrom.

Don't tell Maggie, but I'll likely be borrowing her small finger loop that she bought for her CL.

Cal
 
jsrockit said:
Imagine my surprise when I received one... and I haven't worked in the US since March 2017!
Click to expand...

John,

My data mining is that another $2k might be coming packaged along with state bailouts in the fall.

Word on the street is that many dead taxpayers got paid also. The Government says that dead people should return the money. Typical U.S. government waste. At least the taxpayers help pay off some of my Leica Gear lust.

Next aid ($2K)will likely pay for mucho printing supplies. How is this not a waste of taxpayer money?

Meanwhile the people who are suffering are not getting helped.

Remember deflation is excess capacity. Under these conditions mucho hoarding of cash is encouraged. I was surprised by the lower prices at Archival Methods from three years ago (2017 catalog), and on top of that I got not only a flexible buy in bulk discount, but there also was a 10% off on top of all that.

My present experience is that at home I'm not really spending money, cooking at home saves lots of money, and on top of that not only do I enjoy cooking, I'm eating well and healthier.

You have to come up to my farm. Now I want to go off the grid and grow my own food in the lower Hudson Valley.

The government BLS change the way of statistically counting unemployment. If they went back to the old method the unemployment already exceeds 20% and in another report the peak in unemployment is expected sometime in May or June.

Market history is 1929 happened, but unemployment peak happened in 1933 and that number was 25%. Won't take too much to exceed that number.

Meanwhile the markets are counting on a Vee shaped recovery due to the incredible FED intervention. I don't see that happening.

"Look out below," I say.

Market history has shown that Monytizing Debt once started tends to linger. A good example is Japan. The FED buying junk bonds so that badly run businesses (zombies) don't default is mucho crazy.

Also 7% of Fanny Mae mortgages did not pay their April payments. It was expected that 15% of Fannie Mae May mortgages would not get paid, but so far that number for May is lower than the expected 15% in May.

The government is offering up to a year forebearance to prevent mrtgage defaults and foreclosures, but eventually something has to give and someone will loose money. I suspect it won't be the banks.

The rent situation is also similar, and perhaps is more immediate. Here in NYC someone pretty soon will take a hit. Evictions have been suspended, but someone will likely will pay. Might it be the landlords? The banks generally are backstopped by the FED.

Cal
 
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