Don't know what to tell you, really, joe. I find myself using the CL w/ the 50/2 the most, followed by occasional use of the CL w/ 90/4 & the 7 & 50/1.8. I've already sold the only 35 I had (J-12) as the 40 is wide enough for most uses for me. I expect I'll eventually get a 28/3.5 of some stripe as my superwide - well, it is to my eyes anyway 🙂
I find myself just wanting to go and shoot and not worry about the equipment hassle, even though I'm sure I will anyway. Still, I've got a small bag ready to go each day - the CL w/ 50/2 mounted and the 40/2, 50/2 Jupiter 8, 90/4 lenses, my Sekonic meter and more than a dozen rolls of film. Very little that I want to do that I can't do with this kit and the two foot zoom though when I do finally get a 28 & finder, the Jupiter will stay home. For that matter I'm seriously thinking about not keeping the 40/2 once a 28 is in hand. 28/50/90... 😉
For more special/specialized shooting I have the 7, the Speed, the Contessa and probably an old Canon SLR body before long. But it's the little bag with the little camera that goes out the door with me every day. Having it and it's handfull of lenses really has simplified my shooting.
I guess I feel you need to consider which camera is best for each purpose and then worry about the lens selection for them. If I had your selection, the daily user would probably be the ZI and that Planar would be my next purchase. All of them are very nice cameras - but it's _really_ nice to have a new camera where everything just works and if it doesn't you have a warrenty on it 😀
In the end, I think I find it more important to have fun with the shooting. Which camera do you enjoy shooting the most? For me, by a whisker, it's turning out to be the CL (though if I were a Brian Sweeney and could retrofit an M mount on the 7 there'd be no contest at all 🙂 ) Which is it for you?
Hope my blather is of some use,
William