degruyl
Just this guy, you know?
".....for Black and White, the cost is more along the lines of $6 [per roll]..."
You're spending too much for black and white film. Arista Premium, which mirrors Plus-x, costs $1.89. Development is probably 25-50 cents worth of chemicals at most. Even Fuji Acros in 120 size is only $3, plus maybe 50 cents-$1 for chemistry. The real issue is of course scanning--either you get ripped off by a pro lab, send it to India, or spend $1000 for a decent scanner.
No disagreement: I was handwaving on the cost of home developing. Plus using about $3.50 / roll for film costs. (and I have a descent home scanner already).