Thank you for all the suggestions. I am going to use it only for 35 mm, color and black and white, other formats would be a problem to find film for and develop in my area, so I stay away from those. I can even live without the slides, as I won't likely use those too often, anyway. My plan is to limit my costs to buying film and paying for developing, I don't want to hesitate or scrimp on taking pictures just because I keep worrying about the costs. Scanning my own would cut my overall cost per roll by about half.
I was just looking up the Minolta suggested by rover, someone in Amazon said though that it doesn't have dust remover? I'm not sure how big a deal that feature is, but the person said dust, hair, etc, was a real problem when he/she was using it...
I'll do research on the other models and brands you guy have suggested.