If the sensor circuitry failed (as jaapv suggested), this is a failure in the analog sensor section of the data stream. The SDHC card is not connected directly to the analog circuitry. In between the SDHC card contacts and the sensor electronics is the ADC and ISO analog gain components. While static electricity could do strange things when one inserts or removes the SDHC card, it is unlikely a SDHC card issue could damage the sensor circuitry. It would most likely affect the ADC (the last major component before the SDHC card).
The firmware would have to be corrupt in order for a firmware reload to have an effect. So what would corrupt the firmware? If it isn't too much trouble, reloading the firmware is worth it. After all every once and a while someone in a casino wins a slot machine jackpot, so low likelihood events do occur.