Stolen last night ...

ywenz said:
The main purpose of auto insurance is not to pay for stolen goods. It's mainly to cover medical bills and legal fees resulted from an accident. These lost Leicas are pocket change compared to the hundreds of thousands of dollars you might be incurring to pay had you not have insurance.

Think, why should only limited number of people have the privilege of having insurance comany pay for their stolen valuables from their car - when the majority of their customers do not experience this? If they offer to pay for these Leicas, Rolexes etc.. for everytime someone steals them out of a car, then the Insurance company will raise their price for everyone to cover the costs of paying out for these theft claims. Then we'll all be paying more so that a small number of people will be taken care of. It's just business man, you gotta think in that regard.
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So if you need a heart transplant, your insurance shouldn't pay as that is a relatively rare operation for a limited number of patients that raises the premium for everybody? The principle of insurance is to spread the cost of the individual over a large number of contributors, and yes, the people that organize that make a profit.The basis of the insurance business is still risk calculation and adjusting premiums accordingly. And if he is covered under his policy he should be paid and if he isn't he should not. It is as simple as that.
And I sincerely hope the thief gets caught and the gear returned.
 
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Sorry to hear about the theft. I had several cameras stolen last August. Underground parking lot, in a busy office complex. In the trunk of the car.

I reported to the police and they were very matter of fact. Took the details and that was the end of the line on that direction. I went to my insurance agent and they told me things somewhat similar to your experience.

Moral for me is .... please everyone who reads this, document the serial numbers of the equipment you own. It may not get the goods back but if the police have that they at least have a chance and you can post the information where it could help the recovery.

Genuine wishes for a return of your equipment.
 
Sorry to hear that!
Keep close eye on on-line trade including eBay.
You might see your camera and lenses there.
 
jan normandale said:
Moral for me is .... please everyone who reads this, document the serial numbers of the equipment you own.
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Excellent advice, and if I may add to it.....take photographs of all your equipment as well.

These thefts are sickening.
 
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